HARMONY
Streamline your KYC processes, ensuring compliance and customer satisfaction effortlessly.

harmony by OPUS. is a special tool for banks and financial organizations.

It uses e-KYC, a smart way to know who their customers are without meeting them. This means banks can check your actual identity through the internet or a phone app. They look at things like your name, where you live, your birthday, and even your fingerprint or face. Harmony makes this easy and fast, helping keep everything safe and simple.

WHY BANKS & FINANCIAL INSTITUTIONS NEED
E-KYC SOLUTIONS?

60%

faster account opening

30%

reduction in operational costs

70%

improvement in customer satisfaction

50%

decrease in fraud risk

WHAT
HARMONY E-KYC

CAN DO FOR YOU?

Faster Onboarding

Wider Reach

Reduced Costs

Enhanced Security

CORE MODULES OF
HARMONY E-KYC

User Onboarding

  • Registration
  • Personal Information Collection
  • Consent Management
  • Channel Flexibility
  • KYC Level Selection

Document Submission

  • Document Scanning
  • Automatic Extraction (OCR)
  • Manual Verification
  • Liveness Detection
  • Secure Storage

Biometric Verification

  • Fingerprint Scanning
  • Facial Recognition
  • Voice Recognition
  • Multi-factor Authentication
  • Third-party Integrations

Data Validation and Authentication

  • Identity Verification
  • Address Verification
  • PEP and Sanctions Screening
  • Fraud Detection
  • Risk Scoring

Compliance Checks

  • Regulatory Compliance Sanctions Screening
  • PEP Screening
  • CDD/KYC Risk Assessment
  • Audit Trail Generation

Audit Trails and Reporting

  • Detailed Logs
  • Tamper-proof Storage
  • Regulatory Reporting
  • Customizable Dashboards
  • Alert Management

Customer Experience

  • Intuitive Interface
  • Progress Tracking
  • Multilingual Support
  • Accessibility Features
  • Help and Support

Route Planning and Navigation

  • Dynamic Onboarding Flow
  • Conditional Branching
  • Adaptive Help and Support
  • Progress Visualization
  • Multi-device Compatibility

Integration with Services/Platforms

  • Open APIs
  • Standardized Data Formats
  • Regulatory Compliance Integrations
  • Biometric Integrations
  • Financial Messaging

Scalability and Flexibility

  • Modular Architecture
  • Cloud-based Deployment
  • Multi-tenant Support
  • Configurable Workflows
  • Localization Support

Monitoring and Updates

  • Real-time Monitoring
  • Customizable Alerts
  • Audit Logging
  • Automated Updates
  • Performance Reporting

Data Privacy and Consent Management

  • Granular Consent Options
  • Data Minimization
  • Encrypted Data Storage
  • Data Access Controls
  • Data Subject Rights Management

ADVANTAGES OF PARTNERING WITH US . . .

Customizable Module

One Decade Experience

Advanced Data Security

Dedicated Support