Empowering banks with insightful credit assessments for smarter lending decisions.

Transform your banking landscape with our
CREDIT GENIE- Credit Rating Solution.

Revolutionize every aspect of your credit rating processes, from evaluation to management, ensuring efficient operations and unmatched customer trust.

WHY BANKS & FINANCIAL INSTITUTIONS NEED
CREDIT RATING SOLUTION?

50%

Reduced Time to Dispute Resolution

75%

Detected Credit Report Errors

15%

Improved Loan Approval Rates

AI-Powered. Six Parameters, One Score

Introducing OPUS CREDIT GENIE, the cutting-edge Credit Rating Solution designed to revolutionize the way you perceive credit assessment. Harnessing the power of artificial intelligence, this advanced system provides unparalleled accuracy and reliability in determining your creditworthiness. By analyzing six key parameters with precision, OPUS CREDIT GENIE ensures that you receive the most comprehensive and insightful credit score available. Whether you’re applying for a loan, mortgage, or seeking financial stability, trust OPUS CREDIT GENIE to guide you towards informed decisions and brighter financial futures.

WHAT
CREDIT GENIE CREDIT RATING SOLUTION

CAN DO FOR YOU?

CORE MODULES OF
CREDIT GENIE CREDIT RATING SOLUTION

Data Collection Module

  • Data Import and Export
  • Data Validation and Cleansing
  • External Data Integration (e.g., credit bureaus, market data)

Financial Analysis Module

  • Financial Statement Analysis
  • Ratio Analysis
  • Cash Flow Analysis

Credit Scoring Module

  • Scorecard Development
  • Model Management
  • Score Simulation and Optimization

Rating Adjustment Module

  • Qualitative Adjustment Factors
  • Industry and Sector Adjustments
  • Economic and Market Condition Adjustments

Report Generation Module

  • Credit Rating Reports
  • Executive Summaries
  • Customizable Dashboards and Analytics

Compliance and Regulatory Module

  • Regulatory Reporting
  • Audit Trails and History
  • Compliance Monitoring and Alerts

User Management and Security Module

  • Role-Based Access Control
  • Authentication and Authorization
  • User Activity Logging and Monitoring

Portfolio Management Module

  • Portfolio Analysis and Reporting
  • Exposure and Concentration Analysis
  • What-If Scenario Analysis

Monitoring and Alerts Module

  • Credit Event Monitoring
  • Alerts for Rating Changes
  • Portfolio Drift and Threshold Alerts

Integration and API Module

  • Data Exchange APIs
  • Third-Party Integration Tools
  • Web Services for External Connectivity

Credit Confidence with Credit Genie's Precision

AI-Powered Accuracy

Trust Credit Genie’s CuttingEdge AI to Deliver Pinpoint Accuracy in Credit Assessment, Utilizing Advanced Algorithms and Machine Learning for Reliable Scores.

Multi-Parameter Analysis

Explore the Full Spectrum of Your Credit Profile with Credit Genie’s Thorough Evaluation of Key Factors, Including Payment History, Credit Utilization, and More, Offering a Holistic View of Your Financial Standing.

Customized Insights

Harness the Power of Credit Genie’s Personalized Guidance, Tailored to Your Unique Financial Situation, Providing Actionable Advice to Enhance Your Credit Health and Financial Well-Being.

ADVANTAGES OF PARTNERING WITH US . . .

Customizable Module

One Decade Experience

Advanced Data Security

Dedicated Support