A complete end‐to‐end, scalable and pre‐configured core microfinance system that allows you to deliver exceptional microfinance services, enhance customer satisfaction and agility, fuel innovation and extend your competitive advantage through its advance technology and unique features. The solution is designed for growth as well as cost effectiveness. Opus Technology Limited offers comprehensive features to support the full spectrum of microfinance operations—from small, community‐based microfinance institutions to large deposit taking microfinance operations.

Technically advanced with most comprehensive and flexible functionality, Opus Technology Limited offers microfinance institutions a technological competitive edge that creates a unique value proposition for the customers. It supports a wide variety of finance products and services, mentioned below but not limited to only these, as Opus’ Microfinance Software is a solution that can adopt to your specific business needs and requirements.

The microfinance software enables to send the field officers to collect loan repayments and deposits in remote areas using the mobile application system. Microfinance Software Solution is a robust and scalable platform that helps to automate all business processes of organization on a single technology backbone, thereby helping to plan business growth at lower investments, enhance customer reach multi-fold in a secure manner and keep track of the profitability as well as compliance & reporting

Features of Microfinance Software Solution

Loan origination and underwriting

Feature allows MFIs to process loan applications, conduct credit assessments, and approve or deny loans.

Customer relationship management

Feature allows MFIs to manage customer information, including contact details, credit history, and account balances.

Accounting and financial reporting

Feature allows MFIs to manage their financial operations, including record-keeping, budgeting, and forecasting.

Compliance and Risk Management

Features help MFIs to be compliant with legal and regulatory requirements.

Reports and Analytics

Feature allows MFIs to generate reports and analyze performance indicators, identify trends and areas of improvement, thus helping in decision making.

Loan Portfolio Management

This module provides MFIs with a view of their entire loan portfolio, including the status of each loan, the borrower's repayment history, and any outstanding balances.

Transaction Processing

Turbo enables efficient transaction processing, including cash and electronic transactions, loan disbursements, repayments, and collections. It should integrate with payment gateways, mobile money platforms, and other financial systems for seamless transaction handling.

Compliance and Regulatory Support

Microfinance institutions must adhere to various regulatory requirements. This module incorporate compliance features such as document management, Know Your Customer (KYC) verification, Anti-Money Laundering (AML) checks, and reporting tools to ensure adherence to legal and regulatory frameworks.

Client Mobile App

Experience the convenience and empowerment of our Client Mobile App, designed to cater to your needs, our app allows you to effortlessly apply for loans, access statements with ease, make loan payments conveniently, and manage your deposits and withdrawals with utmost simplicity.

SMS Service

Improve member communication by utilizing our advanced SMS messaging system that automates the delivery of timely notifications for transactions and other important actions.

Why turbo?

User-Friendly Solutions

We pride ourselves on providing user-friendly solutions to meet your needs. Turbo is designed with a focus on simplicity and ease of use, ensuring a smooth and intuitive experience for Microfinance Institutions. OPUS understands the importance of user-friendliness in enhancing productivity and reducing frustration. With our offerings, you can expect intuitive interfaces, straightforward navigation, and comprehensive support to ensure your satisfaction every step of the way. Experience the convenience of our user-friendly solutions and unlock your full potential today.

Latest Technology

Our cutting-edge technology solutions will keep you ahead in today's fast-paced world. Our commitment to innovation ensures that you have access to the latest technological advancements, empowering you to achieve your goals with efficiency, reliability, and a competitive edge. With our solutions, you can stay at the forefront of your industry and embrace the possibilities of the future.

Cost Efficient

We are offering cost-efficient solutions that prioritize affordability without compromising quality. We strive to provide value to our customers by delivering services that are budgetfriendly while still meeting their needs effectively. Our aim is to ensure that you can achieve your goals without compromising quality.

Dedicated Support

OPUS is committed to offering personalized assistance and guidance, ensuring that our clients receive the attention and assistance they need throughout their journey with us. Our dedicated support team is always available to address inquiries, resolve issues, and offer expert advice, ensuring a seamless and satisfying experience for our valued clients.

Countries using Microfinance software

Organizations Using Microfinance Software

Microfinance Institutions

MFIs of all sizes, including banks, credit unions, cooperatives, nongovernmental organizations (NGOs), and microfinance banks.

Community-Based Organizations

Non-profit organizations and community-based microfinance initiatives that aim to support local communities by providing financial services.

Rural and Agricultural Financial Institutions

Financial institutions focusing on rural development, agricultural financing, and supporting farmers and agricultural enterprises.

New Microfinance Ventures

Entrepreneurs or organizations looking to establish new microfinance ventures.

Government Microfinance Initiatives

Government agencies or departments implementing microfinance programs to support poverty alleviation, financial inclusion, and economic development.

International Development Organizations

Multilateral organizations, bilateral agencies, and international development institutions that provide funding and support to microfinance initiatives globally.

FAQ

TURBO brings several benefits, including improved operational efficiency, enhanced client management, accurate financial reporting, streamlined loan processing, better risk management, compliance with regulatory requirements, and access to insightful analytics for informed decision-making.

Yes, TURBO can handle various types of loans, including individual loans, group loans, agricultural loans, business loans, and more. It offers flexible features to customize loan products and repayment schedules based on the specific needs of microfinance clients.

Yes. TURBO incorporates robust security measures to protect sensitive client information, transaction records, and financial data. This includes encryption protocols, user access controls, regular data backups, and adherence to data protection regulations.

Yes, TURBO can integrate with other financial systems such as core banking systems, payment processors, credit bureaus, and mobile money platforms. This integration enables seamless data exchange, facilitates transaction processing, and enhances operational efficiency.

Indeed, TURBO operates on a cloud-based infrastructure, necessitating an internet connection. However, we have diligently optimized the system to function efficiently even with minimal bandwidth requirements.

Certainly! OPUS provides an experienced onboarding team dedicated to assisting you throughout the transition process. They will guide you through the training and demonstrate how to transfer your existing data into our system. Rest assured, we are committed to ensuring a smooth and hassle-free transition for you.

We offer pricing options tailored to the size of your institution, ensuring that our rates are competitive and affordable. We strive to provide one of the most cost-effective solutions available in the market.

For more “Request Demo”or call +8801811317129.

We provide multiple communication channels for your convenience. Feel free to reach out to us via email, phone call, text message, or by visiting our office during business hours. Our dedicated team is committed to promptly addressing your concerns and resolving any issues you may have, ensuring a timely and satisfactory resolution.

Our Valued Client