ARISH - Islamic Lean Core Middleware Solution:
Streamline your Islamic banking with middleware that's lean, compliant, and efficient.

Transform your banking services with ARISH -Islamic Lean Core Middleware Solution.

the foundational element for effortless connectivity tailored for banks. Crafted by OPUS with a focus on resilient flexibility, ARISH guarantees seamless interaction across your systems, from efficient data handling to streamlined application operations.

WHY BANKS & FINANCIAL INSTITUTIONS NEED
ISLAMIC LEAN CORE MIDDLEWARE SOLUTION?

20-30%

reduction in operational costs

40-50%

faster account opening

30%

improvement in customer satisfaction

15-20%

increase in cross-selling and upselling opportunities

WHAT ARISH
ISLAMIC LEAN CORE MIDDLEWARE SOLUTION

CAN DO FOR YOU?

Agility & Scalability

Cost Efficiency

Faster Integration

Enhanced Security

CORE MODULES OF
ISLAMIC LEAN CORE MIDDLEWARE SOLUTION

Sharia Compliance

  • Product Compliance Verification
  • Contract Compliance Audits
  • Sharia Advisory Board Reporting
  • Non-Compliant Transaction Detection

Risk Management

  • Credit Risk Assessment
  • Market Risk Analysis
  • Operational Risk Management
  • Liquidity Risk Monitoring

Profit and Loss Sharing

  • PLS Accounts Management
  • Revenue Sharing Agreements
  • Investment Risk Analysis
  • Profit Calculation and Distribution

Murabaha and Mudarabah Management

  • Contract Management (Murabaha)
  • Profit and Loss Calculation (Mudarabah)
  • Investment Monitoring
  • Partner Performance Analysis

Musharakah and Ijarah Management

  • Joint Venture Agreement Handling (Musharakah)
  • Asset Leasing Contracts (Ijarah)
  • Revenue and Expense Tracking
  • Asset Maintenance and Management

Sukuk Management

  • Sukuk Issuance and Structuring
  • Investor Management
  • Yield Management
  • Redemption and Roll-over Processes

Zakat Calculation

  • Individual Account Analysis
  • Zakat Liability Calculation
  • Nisab Threshold Monitoring
  • Zakat Distribution Management

Takaful (Islamic Insurance)

  • Policy Management
  • Claims Handling
  • Risk Pooling and Sharing
  • Surplus Distribution

Compliance and Regulatory Reporting

  • Regulatory Reporting
  • Sharia Audit and Compliance Reporting
  • Financial Reporting
  • Transaction Monitoring

Customer Relationship Management

  • Account Management
  • Service Request Handling
  • Customer Segmentation
  • Feedback and Satisfaction Analysis

Transaction Monitoring

  • Real-time Transaction Screening
  • Suspicious Activity Alerts
  • Historical Transaction Analysis
  • Compliance Threshold Settings

Anti-Money Laundering

  • Customer Due Diligence (CDD)
  • Enhanced Due Diligence (EDD) for High-Risk Customers
  • Transaction Pattern Analysis
  • Regulatory Watchlist Screening

ADVANTAGES OF PARTNERING WITH US . . .

Customizable Module

One Decade Experience

Advanced Data Security

Dedicated Support