ARISH - Islamic Digital Banking Solution:
Offering Islamic banks a digital transformation path that's compliant and customer-centric.

Transform your banking journey with ARISH - the premier Islamic Digital Banking Solution.

 Experience the pinnacle of convenience and ingenuity in your financial transactions and management, all while embracing the efficiency and innovation that ARISH brings to digital banking.

WHY BANKS & FINANCIAL INSTITUTIONS NEED
ISLAMIC DIGITAL BANKING SOLUTION?

20%

reduction in operational costs

30%

increase in customer acquisition

40%

improvement in customer satisfaction

15%

growth in loan applications

WHAT ARISH
ISLAMIC DIGITAL BANKING SOLUTION

CAN DO FOR YOU?

Seamless Convenience

Frictionless Transactions

Hyper-Personalization

Enhanced Security

CORE MODULES OF
ARISH ISLAMIC DIGITAL BANKING SOLUTION

Identity Verification (KYC)

  • Document Verification
  • Biometric Verification
  • AML/CFT Screening
  • Risk Assessment

Customer Onboarding

  • Personal Information Collection
  • Account Type Selection
  • Shariah Compliance Check
  • Initial Deposit and Funding

Deposits and Account Management

  • Savings Accounts (Mudarabah, Wadiah)
  • Current Accounts (Qard, Wadiah)
  • Investment Accounts (Mudarabah)
  • Account Services and Maintenance

Islamic Financing

  • Murabaha (Cost-plus Financing)
  • Ijara (Leasing)
  • Musharaka (Partnership Financing)
  • Istisna (Project Financing)

Payment Processing

  • Bill Payments
  • Zakat and Charity Payments
  • Fee Processing
  • Transaction Authorization and Settlement

Money Transfer

  • Domestic Transfers
  • International Remittances
  • Peer-to-Peer Transfers
  • Bulk Payments

Investment and Wealth Management

  • Sukuk (Islamic Bonds)
  • Islamic Mutual Funds
  • Portfolio Management
  • Halal Stock Trading

Risk Management and Compliance

  • Shariah Compliance Monitoring
  • Credit Risk Assessment
  • Market Risk Management
  • Operational Risk Management

Digital Wallets and Mobile Banking

  • Mobile Account Access
  • QR Payments
  • Digital Wallet Top-Up
  • Mobile Remittances

Customer Service and Support

  • Online Chat Support
  • Shariah Advisory Services
  • Account Management Assistance
  • Technical Support

Islamic Trade Finance

  • Letters of Credit (LC)
  • Murabaha Financing for Trade
  • Export and Import Financing
  • Shariah-Compliant Guarantees

Islamic Treasury Operations

  • Liquidity Management
  • Interbank Islamic Funding
  • Foreign Exchange (FX) Operations
  • Asset and Liability Management

ADVANTAGES OF PARTNERING WITH US . . .

Customizable Module

One Decade Experience

Advanced Data Security

Dedicated Support