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ARISH - Islamic Core Banking Solution:
Empower your Islamic banking core with compliant, innovative, and efficient technology.

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Transform your banking services with ARISH - Islamic Core Banking Solution.

Optimize every aspect of your Islamic financial operations, from account handling to seamless transaction execution, ensuring efficient processes and enhanced customer experiences.

WHY BANKS & FINANCIAL INSTITUTIONS NEED
ISLAMIC CORE BANKING SOLUTION?

20-30%

reduction in operational costs

40-50%

faster account opening

30%

improvement in customer satisfaction

15-20%

increase in cross-selling and upselling opportunities

WHAT ARISH
ISLAMIC CORE BANKING SOLUTION
CAN DO FOR YOU?

Agility & Innovation

Cost Efficiency & Scalability

Data-Driven Insights

Open Ecosystem

CORE MODULES OF
ISLAMIC CORE BANKING SOLUTION

Customer Information System

  • Customer Onboarding
  • Customer Profile Management
  • Document Management
  • KYC (Know Your Customer) and AML (Anti-Money
    Laundering) Compliance
  • Customer Relationship Management (CRM)

Deposits Module

  • Current Accounts (Wadiah)
  • Savings Accounts (Mudarabah)
  • Term Deposits (Mudarabah)
  • Profit Calculation and Distribution

Financing Module

  •  Murabaha Financing (Cost-Plus Sale)
  • Ijara Financing (Leasing)
  • Istisna Financing (Project Financing)
  • Musharaka Financing (Partnership)

Loans Module

  •  Qard Hasan (Benevolent Loan)
  • Personal Financing
  • Project Financing
  • Goods Financing

Investment Module

  •  Mudarabah Investments (Profit Sharing)
  • Musharaka Investments (Joint Venture)
  • Sukuk Investments (Islamic Bonds)
  • Portfolio Management

Trade Finance Module

  •  Letters of Credit (LC) – Murabaha
  • Bank Guarantees
  • Documentary Collections
  • Export and Import Financing

Treasury Module

  •  Liquidity Management
  • Asset and Liability Management
  • Foreign Exchange (FX)
  • Sukuk Trading

Risk Management Module

  • Credit Risk Management
  • Market Risk Management
  • Operational Risk Management
  • Sharia Compliance Risk Management

Compliance and Reporting Module

  • Regulatory Reporting
  • Sharia Audit and Compliance Reporting
  • Financial Reporting
  • Transaction Monitoring

Payment and Transaction Processing

  • Fund Transfers
  • Bill Payments
  • Cheque Management
  • Electronic Payments

Islamic Profit Calculation

  • Profit Calculation for Mudarabah-based Products
  • Profit Rate Determination
  • Provisioning and Reserves Management

Distribution System

  •  Profit Distribution to Customers
  • Zakat Calculation and Distribution
  • Charity Fund Management

ADVANTAGES OF PARTNERING WITH US . . .

Customizable Module

One Decade Experience

Advanced Data Security

Dedicated Support

UAE

Opus Technology L.L.C-FZ

Dubai Office
Business Center 1, M Floor
The Meydan Hotel, Nad Al Sheba
Dubai, U.A.E

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MALAYSIA

Opus System Solutions Sdn Bhd

Malaysia Office
No 705, Level 7, Tower 2, Wangsa 118
Jalan Wangsa Delima Wangsa Maju 53300
Kuala Lumpur W.p. Kuala Lumpur, Malaysia

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BANGLADESH

Opus Technology Limited

Bangladesh Office
Khan Tower (2nd Floor & 4th Floor)
80/3, VIP Road, Kakrail
Dhaka, Bangladesh.

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  • 03-8076 8717 , 03-8076 8719, +8801765258599 +8801715437373, +880258316738 , ‎+880 2222225006
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