ASPER - Digital Banking Solution:
Digitize your bank, offering customers seamless, secure, and superior services.

Elevate your banking experience with ASPER Digital Banking Solution by OPUS.

From seamless transactions to comprehensive financial management, unlock unparalleled efficiency and innovation in your digital banking operations.

WHY BANKS & FINANCIAL INSTITUTIONS NEED
DIGITAL BANKING SOLUTION?

20%

reduction in operational costs

30%

increase in customer acquisition

40%

improvement in customer satisfaction

15%

growth in loan applications

WHAT ASPER
DIGITAL BANKING SOLUTION CAN DO FOR YOU?

Seamless Convenience

Frictionless Transactions

Hyper-Personalization

Enhanced Security

CORE MODULES OF
ASPER CORE MODULES OF DIGITAL BANKING SOLUTION

User Authentication and Security

  • Multi-factor authentication (MFA)
  • Biometric authentication
  • Single sign-on (SSO)
  • User access control Data encryption
  • Fraud detection and prevention

Accounts Management

  • Account opening and closing
  • Account inquiries and updates
  • Transaction history
  • Online statements
  • Mobile banking enrollment Bill pay
  • Bill pay
  • Direct deposit
  • ACH transfers
  • Wire transfers
  • International payments

Payments and Transfers

  • P2P payments
  • Bill pay
  • Direct deposit
  • ACH transfers
  • Wire transfers
  • International payments
  • Mobile wallet payments
  • In-store payments
  • Online payments

Loan Management

  • Loan application and origination
  • Loan servicing
  • Loan payments
  • Loan modifications
  • Foreclosure management

Investment Services

  • Account opening and funding
  • Account statements and transactions
  • Stock trading
  • Mutual fund investing
  • Options trading
  • Retirement planning

Customer Support and Services

  • Live chat
  • Email support
  • Phone support
  • FAQs
  • Knowledge base
  • Chatbots
  • Social media support

Personal Financial Management

  • Budgeting and tracking
  • Goal setting
  • Net worth tracking
  • Investment tracking
  • Bill pay
  • Debt management

Fraud Detection and Prevention

  • Transaction monitoring
  • Risk scoring
  • Fraudulent activity alerts
  • Identity theft protection
  • Account takeover protection

Regulatory Compliance

  • Know Your Customer (KYC)
  • Anti-Money Laundering (AML)
  • Bank Secrecy Act (BSA)
  • Gramm-Leach-Bliley Act (GLBA)
  • Fair and Accurate Credit
  • Transactions Act (FACTA)

API Banking and Integration

  • Open APIs
  • Third-party integrations
  • Data sharing
  • Payment processing
  • Financial data aggregation

Mobile Banking

  • Account balances
  • Transactions
  • Bill pay
  • Mobile wallet payments
  • P2P payments
  • Money transfers
  • Check deposits
  • Branch locator
  • ATM locator

Digital Wallets and Payments

  • Mobile wallets
  • Contactless payments
  • QR code payments
  • In-store payments
  • Online payments
  • Peer-to-peer payments

ADVANTAGES OF PARTNERING WITH US . . .

Customizable Module

One Decade Experience

Advanced Data Security

Dedicated Support