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ASPER - Core Banking Solution:
Transform your bank's core operations, enhancing efficiency and customer trust.

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Elevate your banking operations to new heights with ASPER Core Banking Solution by OPUS.

Streamline all facets of your financial services, from account management to transaction processing, ensuring seamless operations and superior customer satisfaction.

WHY BANKS & FINANCIAL INSTITUTIONS NEED
CORE BANKING SOLUTION?

20-30%

reduction in operational costs

40-50%

faster account opening and loan processing

30%

improvement in customer satisfaction

15-20%

increase in cross-selling and upselling opportunities

WHAT ASPER
CORE BANKING SOLUTION
CAN DO FOR YOU?

Agility & Innovation

Data-Driven Insights

Cost Efficiency & Scalability

Open Ecosystem

CORE MODULES OF
ASPER CORE MODULES OF CORE BANKING SOLUTION

Customer Information System

  • Customer Onboarding and KYC
  • Account Opening and Maintenance
  • Demographic Information Management
  • Contact Information Management
  • Relationship Management

Deposits & Collections

  • Savings Accounts
  • Checking Accounts
  • Money Market Accounts
  • Certificates of Deposit (CDs)
  • Individual Retirement Accounts (IRAs)
  • Cash Management Services

Loan Management

  • Loan Origination
  • Loan Servicing
  • Loan Collections
  • Credit Risk Management
  • Portfolio Management

Payments and Transfers

  • Wire Transfers
  • ACH Payments
  • International Payments
  • Online Bill Pay
  • Mobile Payments

Treasury Management

  • Cash Management
  • Foreign Exchange
  • Liquidity Management
  • Investment Management
  • Trade Finance

General Ledger (GL)

  • General Accounting
  • Financial Reporting
  • Fixed Asset Accounting
  • Tax Accounting
  • Regulatory Reporting

Asset and Liability Management

  • Interest Rate Risk
  • Management Liquidity Risk Management
  • Credit Risk Management
  • Capital Adequacy Management
  • Stress Testing

Risk Management

  • Credit Risk Management
  • Operational Risk Management
  • Market Risk Management
  • Liquidity Risk Management
  • Fraud Risk Management

Compliance and Reporting

  • Bank Secrecy Act (BSA)
  • Foreign Account Tax Compliance Act (FATCA)
  • Dodd-Frank Wall Street Reform and Consumer Protection Act

Internet Banking

  • Online Bill Pay
  • Account Transfers
  • Online Statements
  • Online Loan Applications
  • Mobile Banking Integration

Mobile Banking

  • Account Balances and Transactions
  • Mobile Bill Pay
  • Mobile Deposits
  • Mobile Money Transfer
  • P2P Payments

ATM and Card Management

  • ATM Network Management
  • Debit Card Issuance and Management
  • Credit Card Issuance and Management
  • Fraud Prevention and Monitoring

e-KYC

  • Customer Identification and Verification
  • Document Verification
  • Biometric Authentication
  • Risk Assessment

Credit Rating

  • Credit Scoring
  • Alternative Data Scoring
  • Report Generation
  • Bureau Updates
  • Credit Monitoring

Anti Money Laundering Prevention

  • Transaction Monitoring
  • Customer Due Diligence
  • Suspicious Activity Reporting
  • Sanctions Screening

ADVANTAGES OF PARTNERING WITH US . . .

Customizable Module

One Decade Experience

Advanced Data Security

Dedicated Support

UAE

Opus Technology L.L.C-FZ

Dubai Office
Business Center 1, M Floor
The Meydan Hotel, Nad Al Sheba
Dubai, U.A.E

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MALAYSIA

Opus System Solutions Sdn Bhd

Malaysia Office
No 705, Level 7, Tower 2, Wangsa 118
Jalan Wangsa Delima Wangsa Maju 53300
Kuala Lumpur W.p. Kuala Lumpur, Malaysia

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BANGLADESH

Opus Technology Limited

Bangladesh Office
Khan Tower (2nd Floor & 4th Floor)
80/3, VIP Road, Kakrail
Dhaka, Bangladesh.

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  • 03-8076 8717 , 03-8076 8719, +8801765258599 +8801715437373, +880258316738 , ‎+880 2222225006