Mobile Internet Banking Solution

Asper – mobile internet banking solution refer to applications or software platforms designed for smartphones and other mobile devices that allow users to perform various financial transactions and manage their banking activities remotely. These applications are typically provided by banks or other financial institutions to offer convenience and accessibility to their customers.

Benefits of Mobile Internet Banking Solution

Drive with Digital

Increase consumer value with a unique digital offering.

Profit Growth

Increase consumer value by providing a one-of-a-kind digital solution.

Minimize Branch & ATM Cost

Increase consumer value by providing a one-of-a-kind digital solution.

Boost Happiness

Increase customer retention by providing convenient digital self-service.

Modules & Features of Asper

Mobile banking software provides a range of features and functionalities, which may vary depending on the specific application and the institution providing it. Some common features of mobile banking software include:

Account Management

Users can view their account balances, transaction history, and account details, such as savings, checking, and credit card accounts

Fund Transfers

Users can transfer funds between their own accounts or to other individuals or businesses within the same bank or across different banks.

Bill Payments

Users can pay bills directly from their mobile devices, including utilities, credit cards, loans, and other regular payments.

Check Deposits

Many mobile banking apps allow users to deposit checks by capturing an image of the check using the device’s camera. The deposited funds are credited to the user’s account.

ATM/Branch Locator

Users can locate nearby ATMs or bank branches using the app’s built-in GPS or search functionality.

Alerts and Notifications

Mobile banking software can send notifications to users regarding account activity, transaction updates, bill payment reminders, and other important banking-related information.

Security Features

To ensure the security of transactions and user data, mobile banking apps employ various security measures such as encryption, biometric authentication (e.g., fingerprint or facial recognition), and two-factor authentication.

Personal Finance Management

Some mobile banking apps provide features to help users track their expenses, set budgets, and analyze their financial habits.

Customer Support

Users can access customer support and contact their bank through the app, usually via chat, phone, or secure messaging.