The Complete Islamic Microfinance Banking Solution, Designed for Success
Hashir is a complete Islamic Microfinance Banking Solution developed by OPUS System Solution, a Malaysian based Software Developer Company. Hashir is designed to meet the specific needs of Islamic microfinance institutions, offering a comprehensive suite of features to support all aspects of their operations.
Turbo provides a comprehensive account management system for all types of Islamic microfinance accounts, including savings accounts, current accounts, loan accounts, and investment accounts.
Turbo's loan management system automates the entire loan process, from loan application to disbursement and repayment.
Turbo's risk management system helps microfinance institutions to identify, assess, and mitigate risks.
Turbo offers a wide range of Shariah-compliant products and services, such as micro-Murabaha, micro-Ijarah, and micro-Qardh Hasan.
- Product Management
- Loan Management
- Accounting Operation
Account Management
- Create Loan Product
- Assign Service Tax
- Create Survey Field
- Loan Gradation
- Registration Fee
- Written-Off Master
Loan Officer
- Create Group
- Member Registration
- Loan Application
User Management
- Create User
- Change Password
- User Data Entry Status
Groups Management
- Subdivision of regions
- Branch assignment for users
- Customer and group movement
- Detailed group information
Members & Customers
- Create Group
- Member Registration
- Loan Application
Loan Processing
- Proper customer identification
- Loan documentation and processing status management
- Loan-Recycle sub-module for loan management
Loan Recovery
- Date-wise C.O. Collection sheet details
- Group-wise Loan Recovery management
- Batch updates for payment application
- Automatic updates of loan balances and ledgers
Loan Application
- Loan initiation from field offices
- Automated validations and approvals
- Customer appraisal at the time of loan booking
- Multiple loan disbursement modes
- Collateral information
- Automatic and ad-hoc charges
- Phased disbursals
- Detailed loan statement
Loan Disbursement
- Installment amount and charge generation
- Loan due date scheduling
- Automatic ledger updates
Interest Postings
- Automated interest posting
- Posting to saving and loan accounts
Individual Collection & Daily Collection
- Fund management at branch offices
- Fund transfer between branches
- Features include Fund Received by Branch, Fund Payment by Branch, Fund Transfer, and Branch to Branch Payment
It is Designed to Empower Microfinance Institutions to Achieve their Goals and Objectives
Turbo is a highly scalable and flexible solution that can be customized to meet the specific needs of any Islamic microfinance institution. It is also a very user-friendly solution, with a simple and intuitive interface.
USER FRIENDLY: Our microfinance solution is an easy-to-use microfinance system with seamless data operations, helping you achieve your goals with greater flexibility and accuracy.
COST EFFICIENT: Our microfinance solution is the most cost efficient solution for you encompassing all your microfinance business needs in a single solution.
LATEST TECHNOLOGY: The microfinance solution is cloud application built on latest Microsoft .NET (ASP.net core) Framework, C# Programming Language, HTML, CSS and JavaScript for Frontend Design, SQL Server Database, JWT & Microsoft Identity for Authentication. The system is accessible from all currently available operating systems using the latest browsers. Opus Technology Limited mobile application is built in Flutter, Dart as Core Language, .NET Core API, SQLite, Shared Preference for Offline Database.
DEDICATED SUPPORT: From complete implementation, training, hand-holding to troubleshooting and upgrades; our dedicated support team ensures smooth running of the system at all times so that you can concentrate on your business goals.