Transform your banking services with ARISH -Islamic Lean Core Middleware Solution.
the foundational element for effortless connectivity tailored for banks. Crafted by OPUS with a focus on resilient flexibility, ARISH guarantees seamless interaction across your systems, from efficient data handling to streamlined application operations.
20-30%
Reduction In Operational Costs
40-50%
Faster Account Opening
30%
Improvement In Customer Satisfaction
15-20%
Increase In Cross-Selling And Upselling Opportunities
CORE MODULES OF
ISLAMIC LEAN CORE MIDDLEWARE SOLUTION
Sharia Compliance
- Product Compliance Verification
- Contract Compliance Audits
- Sharia Advisory Board Reporting
- Non-Compliant Transaction Detection
Risk Management
- Credit Risk Assessment
- Market Risk Analysis
- Operational Risk Management
- Liquidity Risk Monitoring
Profit and Loss Sharing
- PLS Accounts Management
- Revenue Sharing Agreements
- Investment Risk Analysis
- Profit Calculation and Distribution
Murabaha and Mudarabah Management
- Contract Management (Murabaha)
- Profit and Loss Calculation (Mudarabah)
- Investment Monitoring
- Partner Performance Analysis
Sukuk Management
- Sukuk Issuance and Structuring
- Investor Management
- Yield Management
- Redemption and Roll-over Processes
Zakat Calculation
- Individual Account Analysis
- Zakat Liability Calculation
- Nisab Threshold Monitoring
- Zakat Distribution Management
Takaful (Islamic Insurance)
- Policy Management
- Claims Handling
- Risk Pooling and Sharing
- Surplus Distribution
Compliance and Regulatory Reporting
- Regulatory Reporting
- Sharia Audit and Compliance Reporting
- Financial Reporting
- Transaction Monitoring
Customer Relationship Management
- Account Management
- Service Request Handling
- Customer Segmentation
- Feedback and Satisfaction Analysis
Transaction Monitoring
- Real-time Transaction Screening
- Suspicious Activity Alerts
- Historical Transaction Analysis
- Compliance Threshold Settings
Anti-Money Laundering
- Customer Due Diligence (CDD)
- Enhanced Due Diligence (EDD) for High-Risk Customers
- Transaction Pattern Analysis
- Regulatory Watchlist Screening
Musharakah and Ijarah Management
- Joint Venture Agreement Handling (Musharakah)
- Asset Leasing Contracts (Ijarah)
- Revenue and Expense Tracking
- Asset Maintenance and Management