Transform your banking journey with ARISH - the premier Islamic Digital Banking Solution.
Experience the pinnacle of convenience and ingenuity in your financial transactions and management, all while embracing the efficiency and innovation that ARISH brings to digital banking.
20%
Reduction In Operational Costs
30%
Increase In Customer Acquisition
40%
Improvement In Customer Satisfaction
15%
Growth In Loan Applications
CORE MODULES OF
ARISH ISLAMIC DIGITAL BANKING SOLUTION
Identity Verification (KYC)
- Document Verification
- Biometric Verification
- AML/CFT Screening
- Risk Assessment
Customer Onboarding
- Personal Information Collection
- Account Type Selection
- Shariah Compliance Check
- Initial Deposit and Funding
Deposits and Account Management
- Savings Accounts (Mudarabah, Wadiah)
- Current Accounts (Qard, Wadiah)
- Investment Accounts (Mudarabah)
- Account Services and Maintenance
Islamic Financing
- Murabaha (Cost-plus Financing)
- Ijara (Leasing)
- Musharaka (Partnership Financing)
- Istisna (Project Financing)
Payment Processing
- Bill Payments
- Zakat and Charity Payments
- Fee Processing
- Transaction Authorization and Settlement
Money Transfer
- Domestic Transfers
- International Remittances
- Peer-to-Peer Transfers
- Bulk Payments
Investment and Wealth Management
- Sukuk (Islamic Bonds)
- Islamic Mutual Funds
- Portfolio Management
- Halal Stock Trading
Risk Management and Compliance
- Shariah Compliance Monitoring
- Credit Risk Assessment
- Market Risk Management
- Operational Risk Management
Digital Wallets and Mobile Banking
- Mobile Account Access
- QR Payments
- Digital Wallet Top-Up
- Mobile Remittances
Customer Service and Support
- Online Chat Support
- Shariah Advisory Services
- Account Management Assistance
- Technical Support
Islamic Trade Finance
- Letters of Credit (LC)
- Murabaha Financing for Trade
- Export and Import Financing
- Shariah-Compliant Guarantees
Islamic Treasury Operations
- Liquidity Management
- Interbank Islamic Funding
- Foreign Exchange (FX) Operations
- Asset and Liability Management