harmony by OPUS. is a special tool for banks and financial organizations.
It uses e-KYC, a smart way to know who their customers are without meeting them. This means banks can check your actual identity through the internet or a phone app. They look at things like your name, where you live, your birthday, and even your fingerprint or face. Harmony makes this easy and fast, helping keep everything safe and simple.
60%
Faster Account Opening
30%
Reduction In Operational Costs
70%
Improvement In Customer Satisfaction
50%
Decrease In Fraud Risk
CORE MODULES OF
HARMONY E-KYC
User Onboarding
- Registration
- Personal Information Collection
- Consent Management
- Channel Flexibility
- KYC Level Selection
Document Submission
- Document Scanning
- Automatic Extraction (OCR)
- Manual Verification
- Liveness Detection
- Secure Storage
Biometric Verification
- Fingerprint Scanning
- Facial Recognition
- Voice Recognition
- Multi-factor Authentication
- Third-party Integrations
Data Validation and Authentication
- Identity Verification
- Address Verification
- PEP and Sanctions Screening
- Fraud Detection
- Risk Scoring
Compliance Checks
- Regulatory Compliance Sanctions Screening
- PEP Screening
- CDD/KYC Risk Assessment
- Audit Trail Generation
Audit Trails and Reporting
- Detailed Logs
- Tamper-proof Storage
- Regulatory Reporting
- Customizable Dashboards
- Alert Management
Customer Experience
- Intuitive Interface
- Progress Tracking
- Multilingual Support
- Accessibility Features
- Help and Support
Route Planning and Navigation
- Dynamic Onboarding Flow
- Conditional Branching
- Adaptive Help and Support
- Progress Visualization
- Multi-device Compatibility
Integration with Services/Platforms
- Open APIs
- Standardized Data Formats
- Regulatory Compliance Integrations
- Biometric Integrations
- Financial Messaging
Scalability and Flexibility
- Modular Architecture
- Cloud-based Deployment
- Multi-tenant Support
- Configurable Workflows
- Localization Support
Monitoring and Updates
- Real-time Monitoring
- Customizable Alerts
- Audit Logging
- Automated Updates
- Performance Reporting
Data Privacy and Consent Management
- Granular Consent Options
- Data Minimization
- Encrypted Data Storage
- Data Access Controls
- Data Subject Rights Management