Elevate your banking experience with ASPER Digital Banking Solution by OPUS.
From seamless transactions to comprehensive financial management, unlock unparalleled efficiency and innovation in your digital banking operations.
From seamless transactions to comprehensive financial management, unlock unparalleled efficiency and innovation in your digital banking operations.
20%
Reduction In Operational Costs
30%
Increase In Customer Acquisition
40%
Improvement In Customer Satisfaction
15%
Growth In Loan Applications
CORE MODULES OF
ASPER CORE MODULES OF DIGITAL BANKING SOLUTION
User Authentication and Security
- Multi-factor authentication (MFA)
- Biometric authentication
- Single sign-on (SSO)
- User access control Data encryption
- Fraud detection and prevention
Accounts Management
- Account opening and closing
- Account inquiries and updates
- Transaction history
- Online statements
- Mobile banking enrollment Bill pay
- Bill pay
- Direct deposit
- ACH transfers
- Wire transfers
- International payments
Payments and Transfers
- P2P payments
- Bill pay
- Direct deposit
- ACH transfers
- Wire transfers
- International payments
- Mobile wallet payments
- In-store payments
- Online payments
Loan Management
- Loan application and origination
- Loan servicing
- Loan payments
- Loan modifications
- Foreclosure management
Investment Services
- Account opening and funding
- Account statements and transactions
- Stock trading
- Mutual fund investing
- Options trading
- Retirement planning
Customer Support and Services
- Live chat
- Email support
- Phone support
- FAQs
- Knowledge base
- Chatbots
- Social media support
Personal Financial Management
- Budgeting and tracking
- Goal setting
- Net worth tracking
- Investment tracking
- Bill pay
- Debt management
Fraud Detection and Prevention
- Transaction monitoring
- Risk scoring
- Fraudulent activity alerts
- Identity theft protection
- Account takeover protection
Regulatory Compliance
- Know Your Customer (KYC)
- Anti-Money Laundering (AML)
- Bank Secrecy Act (BSA)
- Gramm-Leach-Bliley Act (GLBA)
- Fair and Accurate Credit
- Transactions Act (FACTA)
API Banking and Integration
- Open APIs
- Third-party integrations
- Data sharing
- Payment processing
- Financial data aggregation
Mobile Banking
- Account balances
- Transactions
- Bill pay
- Mobile wallet payments
- P2P payments
- Money transfers
- Check deposits
- Branch locator
- ATM locator
Digital Wallets and Payments
- Mobile wallets
- Contactless payments
- QR code payments
- In-store payments
- Online payments
- Peer-to-peer payments