Elevate your banking operations to new heights with ASPER Core Banking Solution by OPUS.
Streamline all facets of your financial services, from account management to transaction processing, ensuring seamless operations and superior customer satisfaction.
20-30%
Reduction In Operational Costs
40-50%
Faster Account Opening And Loan Processing
30%
Improvement In Customer Satisfaction
15-20%
Increase In Cross-Selling And Upselling Opportunities
WHAT ASPER
CORE BANKING SOLUTION
CAN DO FOR YOU?
Customer Information System
- Customer Onboarding and KYC
- Account Opening and Maintenance
- Demographic Information Management
- Contact Information Management
- Relationship Management
Deposits & Collections
- Savings Accounts
- Checking Accounts
- Money Market Accounts
- Certificates of Deposit (CDs)
- Individual Retirement Accounts (IRAs)
- Cash Management Services
Loan Management
- Loan Origination
- Loan Servicing
- Loan Collections
- Credit Risk Management
- Portfolio Management
Payments and Transfers
- Wire Transfers
- ACH Payments
- International Payments
- Online Bill Pay
- Mobile Payments
Treasury Management
- Cash Management
- Foreign Exchange
- Liquidity Management
- Investment Management
- Trade Finance
General Ledger (GL)
- General Accounting
- Financial Reporting
- Fixed Asset Accounting
- Tax Accounting
- Regulatory Reporting
Asset and Liability Management
- Interest Rate Risk
- Management Liquidity Risk Management
- Credit Risk Management
- Capital Adequacy Management
- Stress Testing
Risk Management
- Credit Risk Management
- Operational Risk Management
- Market Risk Management
- Liquidity Risk Management
- Fraud Risk Management
Compliance and Reporting
- Bank Secrecy Act (BSA)
- Foreign Account Tax Compliance Act (FATCA)
- Dodd-Frank Wall Street Reform and Consumer Protection Act
Internet Banking
- Online Bill Pay
- Account Transfers
- Online Statements
- Online Loan Applications
- Mobile Banking Integration
Mobile Banking
- Account Balances and Transactions
- Mobile Bill Pay
- Mobile Deposits
- Mobile Money Transfer
- P2P Payments
ATM and Card Management
- ATM Network Management
- Debit Card Issuance and Management
- Credit Card Issuance and Management
- Fraud Prevention and Monitoring
e-KYC
- Customer Identification and Verification
- Document Verification
- Biometric Authentication
- Risk Assessment
Credit Rating
- Credit Scoring
- Alternative Data Scoring
- Report Generation
- Bureau Updates
- Credit Monitoring
Anti Money Laundering Prevention
- Transaction Monitoring
- Customer Due Diligence
- Suspicious Activity Reporting
- Sanctions Screening