Client: LankaBangla Finance PLC

Industry: Banking & Financial Services (NBFI)
Solution: CORE BANKING SOFTWARE_One Time Licensing Fees for Lean Core Middleware of Digital Financial Products (Micro Deposit, Digital Loan, Credit Cards)
Delivered by: Opus Technology Limited

🧩 Client Background
LankaBangla Finance PLC is one of Bangladesh’s leading non-banking financial institutions (NBFI), serving a broad customer base through conventional and digital financial channels. With rising demand for digital financial products such as micro-loans, digital deposits, and card services, LankaBangla required a modernization of its legacy core banking infrastructure to enhance operational efficiency, optimize costs, and accelerate digital innovation.

🎯 Project Objectives
Opus Technology Limited was engaged to design and implement a modern, centralized Core Banking and Digital Financial solution with the following objectives:

• Replace legacy systems with a scalable, future-ready core banking platform

• Reduce recurring licensing and operational costs through a one-time licensing model

• Enable rapid rollout of digital financial products (loans, deposits, cards)

• Ensure real-time transaction processing and regulatory compliance

• Enhance customer experience through faster, reliable, and secure services

⚙️ Key Challenges

• Legacy Core Banking System: High maintenance costs with limited scalability

• Slow Loan Processing: Manual workflows causing operational delays

• Limited Digital Offerings: Constraints in launching micro-loans and digital deposits

• Integration Complexity: Difficulty integrating channels and third-party systems

• Compliance & Security Requirements: Strong need for audit readiness, reporting, and data security

✅ Delivered Solution
Opus Technology delivered an end-to-end Core Banking Software (One-Time Licensing Model) supported by a robust Digital Financial Middleware. The solution was tailored to meet LankaBangla Finance PLC’s regulatory, operational, and business requirements.

Key features included:

• Modular and scalable Core Banking System (CBS)

• Loan Origination & Management System with automated workflows

• Digital Product Enablement:

  • Micro Deposit Accounts

  • Digital Loans

  • Credit Card Management

• Digital Financial Middleware for seamless integration across systems and channels

• Real-Time Transaction Processing (RTGS-ready)

• Role-Based Access Control with comprehensive audit trails

📈 Measurable Impact

🚀 40% Faster Loan Processing: Automation significantly reduced approval and disbursement timelines
💰 Lower Total Cost of Ownership: One-time licensing eliminated recurring software fees
📊 Improved Operational Visibility: Real-time reporting for management and regulatory compliance
🔐 Enhanced Security & Compliance: Audit-ready architecture with controlled user access
📱 Accelerated Digital Product Launch: Reduced time-to-market for new financial services

🏁 Conclusion
The Core Banking and Digital Financial transformation empowered LankaBangla Finance PLC to evolve from a traditional financial system to a modern, digital-ready platform. With Opus Technology Limited’s scalable and secure solution, LankaBangla achieved greater operational efficiency, cost optimization, and agility—strengthening its competitive position in Bangladesh’s digital finance ecosystem.

💼 Opus Technology Limited — Driving Digital Innovation in Banking & Finance
🔗 For consultation: +8801811317129